Financing
Sample finance terms
Worked out from the current finance figures for the vehicle you chose. Read it before you sign anything, with us or with anyone else.
Sample, not an offer
Ford Capri EV
+234 805 722 6647, info@ene.com.ng. Prepared 17 October 2026.
| Cash price, VAT and delivery included | ₦47,000,000 |
|---|---|
| Deposit, 20% | ₦9,400,000 |
| Amount financed | ₦37,600,000 |
| Monthly payment | ₦1,619,000 |
| Weekly equivalent | ₦373,600 |
| Term | 36 months |
| Total of monthly payments | ₦58,284,000 |
| Total payable, deposit included | ₦67,684,000 |
| Cost of finance | ₦20,684,000 |
| Financing decision | Within 48 hours |
| Quoted price held for | 14 days |
What is included
- The battery is included
- The vehicle is yours from day one
- Manufacturer warranty
Total repaid is about 1.55 times the financed amount over the term, which covers the cost of capital and the warranty.
How the figures are worked out
The deposit is 20% of the cash price. The rest is spread over 36 equal monthly payments. The weekly figure is the monthly payment spread over the weeks of the year, for planning only; payments fall due monthly.
What fixes the final figure
A specialist confirms the vehicle, colour, delivery city and landed price first. Your contract states the final figures, and the quoted price is held for 14 days.
Payment schedule, month by month
| Month | Payment | Paid so far, with deposit |
|---|---|---|
| 1 | ₦1,619,000 | ₦11,019,000 |
| 2 | ₦1,619,000 | ₦12,638,000 |
| 3 | ₦1,619,000 | ₦14,257,000 |
| 4 | ₦1,619,000 | ₦15,876,000 |
| 5 | ₦1,619,000 | ₦17,495,000 |
| 6 | ₦1,619,000 | ₦19,114,000 |
| 7 | ₦1,619,000 | ₦20,733,000 |
| 8 | ₦1,619,000 | ₦22,352,000 |
| 9 | ₦1,619,000 | ₦23,971,000 |
| 10 | ₦1,619,000 | ₦25,590,000 |
| 11 | ₦1,619,000 | ₦27,209,000 |
| 12 | ₦1,619,000 | ₦28,828,000 |
| 13 | ₦1,619,000 | ₦30,447,000 |
| 14 | ₦1,619,000 | ₦32,066,000 |
| 15 | ₦1,619,000 | ₦33,685,000 |
| 16 | ₦1,619,000 | ₦35,304,000 |
| 17 | ₦1,619,000 | ₦36,923,000 |
| 18 | ₦1,619,000 | ₦38,542,000 |
| 19 | ₦1,619,000 | ₦40,161,000 |
| 20 | ₦1,619,000 | ₦41,780,000 |
| 21 | ₦1,619,000 | ₦43,399,000 |
| 22 | ₦1,619,000 | ₦45,018,000 |
| 23 | ₦1,619,000 | ₦46,637,000 |
| 24 | ₦1,619,000 | ₦48,256,000 |
| 25 | ₦1,619,000 | ₦49,875,000 |
| 26 | ₦1,619,000 | ₦51,494,000 |
| 27 | ₦1,619,000 | ₦53,113,000 |
| 28 | ₦1,619,000 | ₦54,732,000 |
| 29 | ₦1,619,000 | ₦56,351,000 |
| 30 | ₦1,619,000 | ₦57,970,000 |
| 31 | ₦1,619,000 | ₦59,589,000 |
| 32 | ₦1,619,000 | ₦61,208,000 |
| 33 | ₦1,619,000 | ₦62,827,000 |
| 34 | ₦1,619,000 | ₦64,446,000 |
| 35 | ₦1,619,000 | ₦66,065,000 |
| 36 | ₦1,619,000 | ₦67,684,000 |
This sample is not an offer of credit. Approval depends on the application, and the contract you sign is the only document that sets your payments.